Thanks for the help and thoughts Vox. I decided to just bite the bullet and resub for 2 months to see if I can enjoy the game again. As soon as I did that I had all of my credits instantly. So, at least it my case, it was as simple as they said. As for servers, I am trying out Harbinger, which is the only PVE West server. I moved one of my 50s over so I could bankroll my new characters and get all my legacy bonuses. I had a few thousand CCs on my account so it was basically free to do that part of it.
I will be reading this site as you seem to have one of the few active sites remaining. Thanks for all you do at DH.